This episode features Payal Agrawal Divakaran, a partner at .406 Ventures, who co-leads Digital Health investing activity. Prior to joining .406, Payal was at Harvard Business School, where she co-founded a company called SpotRocket in the job recruiting software space. Steven, Mark, and Payal had a great discussion on her thesis for digital health investing, financial incentives for patients and payers, her role as a trailblazing female engineer and health investor, and much more.